1687

Odd day--feeling jumbled and random. Did some inventorying of cash flow items--and made a list of what gets paid when and with what. Items are either paid for with a check--or by credit card either automatically or by going online. The key data that was discovered--monthly cash spending exceeds monthly cash income by about $600 (or about $7,200 per year). My draw of RMD funds is around $5,260--or a shortfall $1,950. The shortfall has been increasing--medical, dental, and misc expenditures have been increasing--not subsiding.

And everything is going to get tighter as I continue to encounter costly expenses--occasioned by my growing older and needing more things.

In the process of pulling this data together--I discovered that I had not recorded how to get online to pay my Medicare fees. It took me several hours to unravel how to log onto the payment site--which I have now recorded how to access and pay that monthly fee. It was a dumb thing to do--spend a lot of time figuring out the procedure but not recording it. My short term memory does not hold such detail well--so I spend time recreating details that I have totally forgotten.

No RSB tomorrow--going to the PD support group meeting. Then it will be a R&R period before the Tuesday Drip #3 session--and hopefully some additional evidence that the procedure is creating positive results.

My IRA assets have not shrunk much over the past 5 years--they have been holding close to steady. But they are not enough to withstand a major cash requirement--caused by some catastrophic events. I can examine my spending--and curb some of the more unneeded activities. There is the possibility of me finding some kind of work--but my medical profile makes that look unlikely. I could hit a jackpot--but chasing that alternative is a risky way to go.

I grow old--I grow old. Shell I wear the bottom of my trousers rolled?